Which insurance should I choose for my GravelUp trip?
We offer two optional insurance policies during the booking process. They cover different situations and can be purchased independently or together.
Cancellation Insurance: before your trip
This insurance allows you to recover your cancellation costs if you are unable to travel due to a covered event such as illness, injury, a serious family matter, or certain work-related circumstances.
Key points:
Covers you before departure.
Does not cover a simple change of mind.
Must be purchased within 48 hours of booking your trip.
Example: You break your collarbone two weeks before your GravelUp trip and are unable to travel. Depending on the circumstances and policy terms, the cancellation insurance may reimburse your cancellation costs.
Travel Insurance (Multi-Risk): during your trip
This insurance protects you throughout your journey and includes benefits such as:
24/7 travel assistance and repatriation,
emergency medical expenses,
personal liability coverage abroad,
baggage-related coverage,
trip interruption coverage.
Key points:
Covers you during your trip.
Strongly recommended for international travel.
Can be purchased up until the day before departure.
Example: You have an accident during your trip and require medical treatment or repatriation. Depending on the circumstances and policy terms, the insurance may cover these expenses.
Should I purchase both policies?
The two policies cover different situations:
I want protection if I have to cancel my trip before departure → Cancellation Insurance.
I want protection while travelling → Travel Insurance (Multi-Risk).
I want comprehensive coverage before and during my trip → Both policies.
I live outside France (USA, Canada, UK, Switzerland, etc.). Can I subscribe?
In most cases, yes. However, certain coverages may depend on your country of residence.
If you are unsure, please contact us before booking and we will help verify your eligibility with the insurer.
Am I already covered by my credit card?
Some premium credit cards include travel insurance benefits. Coverage levels vary significantly depending on the card issuer and country.
We recommend checking directly with your bank or card provider before deciding whether additional insurance is necessary.
Where can I find the full policy details?
Cancellation Insurance: https://www.chapkadirect.fr/index.php?action=produit&id=839
Travel Insurance (Multi-Risk): https://www.chapkadirect.fr/index.php?action=produit&id=824&app=gravel